Class 4 Shingles Explained

What Are Class 4 Shingles?

Class 4 shingles are the highest-rated shingles for impact resistance, based on the UL 2218 testing standard. In this test, a 2-inch steel ball is dropped from 20 feet to simulate hail impact. Class 4 shingles must show no cracking, tearing, or damage after the test.

These shingles are often made with rubber-like polymers or reinforced asphalt, allowing them to absorb impacts better than standard materials.

Key Benefits:

Weather Resistance: They’re built to withstand hail, high winds, and flying debris better than lower-rated shingles.

Long-Term Savings: While Class 4 shingles cost more upfront (about 10-30% more), they often reduce repair costs after storms.

Increased Home Value: Buyers may see these as a premium upgrade, especially in storm-prone regions.

Insurance Discounts: Many insurance companies offer premium discounts (5% to 35%) for homes with Class 4 roofs.

How Insurance Discounts Work:

Because these shingles reduce the risk of storm damage, many insurers reward homeowners with lower premiums. To qualify, you typically need:

-Shingles with a verified Class 4 rating

-Proper installation by a licensed roofer

-Documentation, such as an invoice or product certificate

-Discount availability varies by insurer and location, so check with your insurance company before installation.

Final Thoughts

Class 4 roofing shingles offer outstanding protection and may pay for themselves over time through insurance savings and reduced repair costs. 

👉Call American Capital Roofing today at 918-201-1761

📍 Serving Tulsa, OKC, and surrounding communities

💻 Or visit us online at https://www.oklahomaroofpros.com/contact-us/ to schedule your free roof inspection

Get it done right—with American Capital Roofing and Construction.